Investment Insights · DHAJIA Morocco
A risk-focused checklist for comparing off-plan property in Agadir, covering developer checks, project documents, specifications, payments and handover.
Buying off-plan in Agadir can provide access to a new development and a wider choice of units, but the buyer commits before the finished property can be inspected. The decision therefore depends on the developer, project documentation, contract, payment controls and handover process—not only the brochure.
This is a general decision framework. Obtain independent Moroccan legal, technical, banking and tax advice before committing funds.
Verify the developer and selling authority
Confirm the legal identity of the developer and who has authority to sign and receive payment. Review completed projects, delivery history and how previous defects were handled. Marketing presence is not a substitute for independent verification.
Verify the land and project
Ask independent professionals to check ownership, project permissions, approved plans and the exact unit being sold. The ANCFCC provides official land and property-document services, but interpretation should be handled by the professionals acting for you.
Read the specification
The contract and technical schedule should define area, layout, materials, windows, kitchen, bathroom equipment, air conditioning, lift, parking, storage and common facilities. Words such as “premium” or “luxury” are not measurable specifications.
Understand changes
Ask what the developer may change, how material substitutions are approved and what happens if the delivered area or layout differs. Important promises should be written into the transaction documents.
Control payments
Understand each payment milestone and what evidence supports it. Use traceable banking channels and the notary or other protections advised for the transaction. Never rely on an informal instruction to send funds to a different recipient.
Delivery and delay
The agreement should address the expected completion process, notices, delay treatment and buyer remedies. Ask what must occur before handover and occupation.
Inspect before acceptance
- Measure and compare the unit with the agreed plans.
- Test water, drainage, electricity and equipment.
- Inspect windows, doors, finishes and moisture.
- Check parking and storage identifiers.
- Record defects in a written snagging list.
Budget beyond the purchase price
Include professional fees, taxes and registration applicable to the transaction, furnishing, connections, building charges, finance and contingency. Obtain current figures from qualified advisers.
Investment test
Model rental demand for the exact location and unit. Deduct operating costs and allow for delivery uncertainty. Compare the project with established resale alternatives using our new-build versus resale guide.
Independent due diligence
Use our Agadir property due-diligence checklist, browse properties for sale and explore DHAJIA investment partnerships.
Off-plan safeguards
| Control | Evidence to request | Warning sign |
|---|---|---|
| Seller authority | Verified legal identity and authority to sign and receive funds | Payment requested by an unexplained third party |
| Land and project | Independent review of ownership, permissions and approved plans | Reliance on marketing material alone |
| Specification | Measurable area, finishes, equipment, parking and change rules | Undefined promises such as premium or luxury |
| Payment and delivery | Written milestones, traceable channels and handover process | Informal changes to recipient, timing or agreed scope |
Frequently asked questions
What should replace trust in a brochure?
Independent checks of the developer, land and project documents, contract, measurable specification, payment controls and delivery process.
When should the unit be inspected?
Inspect and record defects before acceptance or handover, using appropriate technical support for the property and contract.
How should payment instructions be handled?
Use traceable channels and verify the authorised recipient and milestone evidence through the notary and advisers acting for you.
DHAJIA publishes practical local guidance for planning purposes. Verify prices, availability, rules and professional requirements at the time you act.
